Madison County, Montana: health insurance

What Madison County residents should know about Medicare, marketplace plans and Medicaid.

Madison County at a glance

StateMontana
Population (2023 est.)9,521
Population rank in Montana24 of 56
Land area3,588 square miles

Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).

Medicare plans leaving Madison County for 2027

5 Medicare plans from 3 companies are listed in Madison County for 2026 but not for 2027, covering at least 137 people enrolled in the plans below today.

Stand-alone drug plans leaving all of Montana:
  • SilverScript Choice (PDP) (S5601-050, Aetna (CVS Health))
  • HealthSpring Extra Rx (PDP) (S5617-375, Cigna HealthSpring (HCSC))
  • HealthSpring Assurance Rx (PDP) (S5617-123, Cigna HealthSpring (HCSC))
Plan going awayCompanyPeople enrolled (at least)
Blue Cross Medicare Advantage Classic (PPO)
H0107-003
Blue Cross (Health Care Service Corp)112
Blue Cross Medicare Advantage Optimum (PPO)
H0107-004
Blue Cross (Health Care Service Corp)25

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.

Why your county matters for coverage

In Montana, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Madison County means the options on this page apply to you, and plans in a neighboring county may differ.

  • Medicare: Montana SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-800-551-3191. Ask which plans serve Madison County specifically.
  • Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Madison County ZIP code to see what is offered.
  • Medicaid: apply through Montana Department of Public Health and Human Services (DPHHS).

Montana note: Montana's SHIP counselors work through the state's network of Area Agencies on Aging rather than a single centralized call center, so a caller can often be connected with someone local to their part of the state rather than a statewide hotline.

Questions about Madison County

Are the same Medicare plans offered everywhere in Montana?

No. Plans are offered by service area. A plan available in one county may not be offered in Madison County, so check by county.

Where do Madison County residents get free Medicare counseling?

Montana SHIP (State Health Insurance Assistance Program) (1-800-551-3191) is Montana's free SHIP program.

Do I have to enroll if I call?

No. Calling is a conversation about your options, and you are never required to enroll.

Madison County residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095 Open 8 AM-10 PM Eastern time

Other large counties

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 when you want a licensed agent’s help (Open 8 AM-10 PM Eastern time).

Medicare

Medicare Open Enrollment starts October 15th

Take a look at Montana plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at Montana plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Questions along the way? Call 855-367-1095 for assistance (Open 8 AM-10 PM Eastern time).