Sanders County, Montana: health insurance
What Sanders County residents should know about Medicare, marketplace plans and Medicaid.
Sanders County at a glance
| State | Montana |
|---|---|
| Population (2023 est.) | 13,684 |
| Population rank in Montana | 13 of 56 |
| Land area | 2,760 square miles |
Source: U.S. Census Bureau (Population Estimates 2023; Gazetteer 2023).
Medicare plans leaving Sanders County for 2027
9 Medicare plans from 3 companies are listed in Sanders County for 2026 but not for 2027, covering at least 205 people enrolled in the plans below today.
- SilverScript Choice (PDP) (S5601-050, Aetna (CVS Health))
- HealthSpring Extra Rx (PDP) (S5617-375, Cigna HealthSpring (HCSC))
- HealthSpring Assurance Rx (PDP) (S5617-123, Cigna HealthSpring (HCSC))
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| Blue Cross Medicare Advantage Choice Plus (PPO) H0107-005 | Blue Cross (Health Care Service Corp) | 88 |
| Blue Cross Medicare Advantage Health Choice (PPO) H0107-010 | Blue Cross (Health Care Service Corp) | 49 |
| Blue Cross Medicare Advantage Dental Premier (PPO) H0107-007 | Blue Cross (Health Care Service Corp) | 46 |
| Blue Cross Medicare Advantage Classic (PPO) H0107-003 | Blue Cross (Health Care Service Corp) | 22 |
| Blue Cross Medicare Advantage Optimum (PPO) H0107-004 | Blue Cross (Health Care Service Corp) | 10 or fewer |
| Blue Cross Medicare Advantage Protect (PPO) H0107-011 | Blue Cross (Health Care Service Corp) | 10 or fewer |
A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Is your plan on this list? Call 855-367-1095 and we will look at what is available where you live, with no obligation to enroll.
Why your county matters for coverage
In Montana, the health plans you can choose depend on where you live. Medicare Advantage and Part D plans are offered by service area, usually county by county, and marketplace premiums and carriers are set by area as well. Living in Sanders County means the options on this page apply to you, and plans in a neighboring county may differ.
- Medicare: Montana SHIP (State Health Insurance Assistance Program) gives free, unbiased counseling at 1-800-551-3191. Ask which plans serve Sanders County specifically.
- Marketplace plans: shop through HealthCare.gov (federal Marketplace); enter your Sanders County ZIP code to see what is offered.
- Medicaid: apply through Montana Department of Public Health and Human Services (DPHHS).
Montana note: Montana's SHIP counselors work through the state's network of Area Agencies on Aging rather than a single centralized call center, so a caller can often be connected with someone local to their part of the state rather than a statewide hotline.
Questions about Sanders County
Are the same Medicare plans offered everywhere in Montana?
No. Plans are offered by service area. A plan available in one county may not be offered in Sanders County, so check by county.
Where do Sanders County residents get free Medicare counseling?
Montana SHIP (State Health Insurance Assistance Program) (1-800-551-3191) is Montana's free SHIP program.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Sanders County residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeOther large counties
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.